Buying a home is one of the biggest financial decisions of a lifetime. While location, price, and amenities often capture buyers’ attention, the real deal-breaker lies in the paperwork. A missing or invalid document can lead to legal disputes, loan rejections, or even loss of ownership rights.
Whether you’re purchasing a flat in Hanamkonda, an independent house in Warangal, or a villa in Hyderabad, verifying key documents ensures a safe and stress-free investment. Here are the 10 most important property documents every buyer must check before signing on the dotted line.
1. Title Deed
The title deed is proof of ownership. It confirms that the seller has full rights to transfer the property.
- Must be clear, marketable, and free from encumbrances.
- For resale homes, ask for the mother deed, which traces the chain of past ownership.
👉 Always get the title deed legally verified before finalizing.
2. Sale Deed
Often called the “final document of sale,” the sale deed records the transfer of ownership between buyer and seller.
- Must include property details, location, sale consideration, and party information.
- Needs to be registered at the local Sub-Registrar office within four months of signing.
⚠️ Without registration, the sale deed is invalid in court.
3. RERA Registration Certificate
Thanks to the RERA Act, 2016, buyers now enjoy greater protection.
- A RERA number confirms that the project is legally registered and approved.
- Check the builder’s RERA ID on the official TS-RERA portal.
👉 Buying a flat in a non-RERA project is risky—delays and disputes are common.
4. Building Approval Plan
Issued by the local municipal authority or development authority, this plan ensures construction follows approved norms.
- Confirms compliance with zoning laws, building codes, and land use.
- Without it, your flat may be considered illegal construction.
5. Khata Certificate / Mutation Certificate
Known as property account details, the Khata certificate is essential for:
- Property tax payments.
- Applying for water, electricity, or gas connections.
- Legal recognition of the property in municipal records.
👉 If unavailable, verify if a mutation certificate is applicable in your state.
6. Completion Certificate (CC)
Once construction finishes, the local authority issues a completion certificate.
- Confirms the project is built according to approved plans and safety norms.
- Mandatory for getting basic utilities and bank loans.
7. Occupancy Certificate (OC)
Issued after CC, the occupancy certificate proves the property is ready for habitation.
- Essential for applying for home loans.
- Without OC, moving in can be considered illegal occupation.
8. No Objection Certificates (NOCs)
A builder must obtain NOCs from several government departments before handover. These may include:
- Fire department
- Pollution control board
- Water and electricity boards
- Airports/defense (for high-rise projects)
👉 Always demand a copy of these NOCs for peace of mind.
9. Allotment Letter
If you’re buying in an under-construction project, the builder issues an allotment letter.
- Specifies property details, payment terms, and additional charges.
- Serves as preliminary proof of property allocation.
10. Possession Letter
Issued by the builder, this letter confirms the date you can take possession.
⚠️ Note: A possession letter is not proof of ownership. The sale deed remains the final legal proof.
✅ Final Word: Don’t Compromise on Documentation
The excitement of buying a new home should never overshadow the importance of legal checks. A trusted real estate advisor or property lawyer can help you verify documents and safeguard your investment.
At Hanamkonda Real Estate, we guide every client through a transparent, legally compliant process so that your dream home doesn’t come with hidden risks.
📌 Pro Tip: Never rely solely on verbal promises—always insist on written, signed, and registered documents.